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DZ HYP is a major issuer of Pfandbriefe (German covered bonds) in Germany. Its Mortgage Pfandbriefe and Public Pfandbriefe provide investors with products offering a high degree of security and transparency. Well-diversified cover pools, top ratings and extensive market support underscore DZ HYP's special quality standards.

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Patrick Ernst

Patrick Ernst

Head of Treasury
treasury@dzhyp.de
Nicole John

Nicole John

Strategic Funding & Fixed Income Investor Relations
nicole.john@dzhyp.de

Mortgage Pfandbriefe

The DZ HYP Mortgage Pfandbriefe provide investors with a product that fulfils their need for security and transparency to a large extent. These unique quality standards in the covered bond universe are governed by the German Pfandbrief Act (Pfandbriefgesetz – PfandBG), which substantially strengthens the position of Pfandbrief holders. The DZ HYP Mortgage Pfandbriefe are also assigned the best-possible AAA rating by S&P. Private as well as commercial real estate loans are used as cover assets for DZ HYP's Mortgage Pfandbriefe. In addition to transparency disclosures under section 28 of the PfandBG, you will receive further details concerning the mortgage cover pool:

Your call will be recorded, or your e-mail stored, in accordance with regulatory requirements. A copy of the recording (or of the stored e-mail) will be available to you, upon request, over a five-year period. If you do not agree with the recording or storage, please submit your objection by post.