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DZ HYP is a major issuer of Pfandbriefe (German covered bonds) in Germany. Its Mortgage Pfandbriefe and Public Pfandbriefe provide investors with products offering a high degree of security and transparency. Well-diversified cover pools, top ratings and extensive market support underscore DZ HYP's special quality standards.

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Frank Schneider

Frank Schneider

Head of Compliance
frank.schneider@dzhyp.de

MiFID II

Customer information on transactions in securities and other financial instruments

Principles of complaint management

We want to provide a range of first-class services at all times. To achieve this, your satisfaction is our top priority. Please let us know if we have nonetheless failed to meet your expectations.

How can you contact us?

You can send your complaints to us by post, e-mail, fax or by phone. In order that we might process your query as efficiently as possible, please state your name, address, customer number and a brief summary of your enquiry.

Mailing address:

DZ HYP
Mr Frank Schneider
Sentmaringer Weg 1
48151 Münster, Germany
E-mail: frank.schneider@dzhyp.de
Telephone: +49 251 4905-2400

What other options do you have?

Regardless of the aforementioned channels of communication through which you can reach us, you can also contact an extrajudicial arbitration body. This “Ombudsman” arbitration body acts as an intermediary in disputes between customers and banks.

Address and contact details of the Ombudsman:  

Bundesverband der Deutschen Volksbanken und Raiffeisenbanken – BVR
Kundenbeschwerdestelle
Schellingstrasse 4
10785 Berlin
E-mail: kundenbeschwerdestelle@bvr.de
Facsimile: +49 30 2021-1908

If you disagree with the decision arrived at by the Ombudsman, you may still resort to the courts. Furthermore, you may approach the  financial supervisory authority responsible for us:

Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin):
Graurheindorfer Str. 108
53117 Bonn, Germany
PO Box 1253, 53002 Bonn, Germany
Telephone: +49 228  4108-0
Facsimile: +49 228  4108-1550
E-mail: poststelle@bafin.de

Additional information is to be found on  www.bafin.de.

What is the status quo regarding complaints handling?

Your complaint will be reviewed within the scope of an independent procedure by the Complaints Management team. In this context, all the relevant documents available to us will be subject to a renewed comprehensive and intensive review. We spare no effort in resolving your issues confidentially, individually and to your satisfaction.

Upon receipt of your complaint, we will process it immediately and send you a written confirmation of receipt to this effect. Where it is not possible to process complaints immediately, you will be given an interim response and continue to be kept informed about the next steps.