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Together with the local cooperative banks, DZ HYP offers private developers and real estate investors rapid, secure initial and follow-up financing for the construction, purchase and/or modernisation of homes. Both classical and customised loans, long fixed interest rates and a variety of special options add to the appeal of this service.

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Regional interest rate benefit

RegioFlex - Construction financing with regional interest rates benefits

Many regions also use our RegioFlex to save money. Take advantage of our construction financing offer and secure your regional interest rate benefit for fixed interest rate periods of up to 30 years. Get finance at favourable rates in order that you can repay your loans more quickly.

Key benefits at a glance

Use our regional interest rate advantage to finance your construction project - whether you are planning the purchase, construction or modernisation of a property. This is what we can offer you:

  • Interest rate reduction of up to 0.10 percent p.a (valid for fixed interest rates from 3 to 30 years)
  • Annual repayment of at least 2 percent (valid for housing financing in retail banking, loans of up to EUR 1 million and initial and follow-up financing)