Your strong partner.

Close. Together. Successful.

DZ HYP is a sustainable partner to the housing sector. The Bank provides customised financing solutions to German housing enterprises, with fixed-rate periods of up to 30 years. Personal contacts and an expert team are at your side – this includes applications for KfW loans.

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Jürg Schönherr

Jürg Schönherr

Head of Housing Sector
Matthias Brauner

Matthias Brauner

Regional Director – Head of Housing Sector – Berlin Regional Centre
Udo Eggenhaus

Udo Eggenhaus

Head of Sales Support Housing Sector & Private Customers
Thomas Herngreen

Thomas Herngreen

Regional Director – Head of Housing Sector – Munich Regional Centre
Konrad Huwig

Konrad Huwig

Regional Director – Head of Housing Sector – Dusseldorf Regional Centre
Ingo Krabbe

Ingo Krabbe

Regional Director Housing Sector – Münster

KfW loans

KfW (Kreditanstalt für Wiederaufbau – literally, the German Reconstruction Bank) can support numerous construction projects – from new construction to refurbishment. Why don't you check whether your planned investment project is eligible for one of KfW's programmes? With the corresponding subsidised loans, you will benefit particularly from good terms. Using the DZ HYP application formand making use of the support of your personal contact, you will have applied for funding in a jiffy.

KfW promotional programmes for the housing sector

Please click here for information on:

  • KfW programmes
  • Product finder: finding the adequate financing faster.
  • FAQs on subsidised housing products
  • KfW repayment settlement calculator


Your KfW loan application

Should you already know which promotional programme is eligible for your measures, please use our application form for KfW loans. Our KfW specialists will process your application without delay.

Terms and conditions

For KfW's current terms regarding financing of housing or energy-related investments, please take a look at the overview of the terms and conditions for KfW final borrowers. Simply introduce the desired programme group or number for each individual programme. 

Repayment settlement calculator

Get your repayment schedule as a sample calculation based on your individual requirements. The result does not constitute a binding offer by KfW.

The repayment settlement calculators of the individual KfW promotional programmes  for construction, housing and energy saving determine the:

  • Initial redemption rate
  • Number and volume of annuities
  • Your total charges 
  • Amount of residual debt following expiry of the fixed-rate period