Your strong partner.
Close. Together. Successful.
DZ HYP is a strong, competent financing partner to the cooperative banks. We support you in the successful and sustainable market positioning of cooperative banks in the commercial, residential, public-sector and private customer segments.
Retail Customers/Private Investors
As a part of the Cooperative Financial Network, DZ HYP works closely with the cooperative banks in retail banking. Our joint customers in this segment are private developers and investors who purchase real estate for their own use, or for investment purposes. In the case of private investors, this applies irrespective of the chosen legal form and the manner in which the property is used.
Together with the local cooperative bank, we offer secure and fast initial and follow-up financing for new construction, purchases, or refurbishments. Our range includes classical construction financing (annuities, fixed-rate, instalment and forward-starting loans), but also a selection of loans from KfW Group's subsidised loan portfolio.
Our fixed-interest options range up to 30 years. Various special options for repayment deferral or unscheduled repayment make the product an attractive proposition, meeting the demands of retail customers.
Deeply integrated for optimised construction financing
DZ HYP’s front end is deeply integrated in cooperative banks' core banking systems, and therefore compatible with their data processing. This enables us to achieve a highly efficient joint construction financing process without unnecessary duplication or system breaks. For our joint customers, this means fast and reliable loan decisions using the full range of financing products. Short decision paths and lean structures are the hallmarks of our Bank. Our sales support for the cooperative banks includes both marketing instruments and campaign management.
Several times a year, we offer special nationwide discounted offers. DZ HYP's ImmoBlog showcases the real estate expertise of the Cooperative Financial Network; the blog can be integrated into the cooperative banks’ websites. In addition, we are working with the "Home Safe" network on a burglary prevention campaign organised by the local cooperative banks.
Specialist for private investors
An essential factor for business with private investors is the special individual treatment. Our focus on providing solutions and quick processing ensures a high level of satisfaction amongst these customers for both classical long-term financings and complex, customised financing solutions. We offer you a highly personalised service, with your own dedicated contact person. We are a reliable partner in all matters relating to real estate financing for both new and existing properties. The needs of our customers are our guiding principle – the satisfaction of our customers is our success.
Our experience and market proximity
We are able to make reliable assessments and quick decisions. Our qualities are your benefit:
- Many years of experience as a reliable financing partner throughout Germany
- Highly qualified experts with excellent market knowledge
- In-house real estate research
- Own valuation office with certified experts(HypZert)
- Individual support from dedicated contact persons
- Tailor-made financing with favourable loan terms
- Lean, fast and flexiblefinancing solutions are guaranteed by our flat hierarchies.
- Favourable loan terms