Your strong partner.
Close. Together. Successful.
DZ HYP is a strong, competent financing partner to the cooperative banks. We support you in the successful and sustainable market positioning of cooperative banks in the commercial, residential, public-sector and private customer segments.
Retail Customers/Private Investors
Efficient processes for the retail business
As part of the Cooperative Financial Network, DZ HYP works closely with cooperative banks in its business with retail customers and private investors. Joint customers include private developers and investors acquiring properties for their own use, or for investment purposes. New retail business is exclusively originated through intermediation by cooperative banks.
DZ HYP’s offering includes initial as well as follow-up financings for new construction, purchase and modernisation/refurbishment. Thanks to DZ HYP’s broad product range of home loans – with fixed-interest terms of up to 30 years – cooperative banks can offer their customers solutions which fit their needs exactly.
Business with retail customers and private investors is based on standardised credit processes, and is characterised by swift and reliable lending decisions. The full distribution potential of the Cooperative Financial Network is made available to retail customers through technological integration of the products into the distribution systems of individual cooperative banks, and through using largely automated processes.
Deeply integrated for optimised construction financing
DZ HYP’s front end is deeply integrated in cooperative banks' core banking systems, and therefore compatible with their data processing. This enables us to achieve a highly efficient joint construction financing process without unnecessary duplication or system breaks. For our joint customers, this means fast and reliable loan decisions using the full range of financing products. Short decision paths and lean structures are the hallmarks of our Bank. Our sales support for the cooperative banks includes both marketing instruments and campaign management.
Several times a year, we offer special nationwide discounted offers. DZ HYP's ImmoBlog showcases the real estate expertise of the Cooperative Financial Network; the blog can be integrated into the cooperative banks’ websites.
Specialist for private investors
An essential factor for business with private investors is the special individual treatment. Our focus on providing solutions and quick processing ensures a high level of satisfaction amongst these customers for both classical long-term financings and complex, customised financing solutions. We offer you a highly personalised service, with your own dedicated contact person. We are a reliable partner in all matters relating to real estate financing for both new and existing properties. The needs of our customers are our guiding principle – the satisfaction of our customers is our success.
Our experience and market proximity
We are able to make reliable assessments and quick decisions. Our qualities are your benefit:
- Many years of experience as a reliable financing partner throughout Germany
- Highly qualified experts with excellent market knowledge
- In-house real estate research
- Own valuation office with certified experts(HypZert)
- Individual support from dedicated contact persons
- Tailor-made financing with favourable loan terms
- Lean, fast and flexiblefinancing solutions are guaranteed by our flat hierarchies.
- Favourable loan terms