Your strong partner.

Close. Together. Successful.

DZ HYP is a strong, competent financing partner to the cooperative banks. We support you in the successful and sustainable market positioning of cooperative banks in the commercial, residential, public-sector and private customer segments.

Home > Banks > Public Sector
Markus Krampe

Markus Krampe

Head of Retail Customers & Relationsship Manager Cooperative Banks, Public Sector
markus.krampe@dzhyp.de

Public Sector

DZ HYP is a centre of competence for public-sector clients within the Cooperative Financial Network. In this function, we support cooperative banks across Germany in developing their business with regions, towns and communities, administrative districts, together with their legally dependent operations, municipal special public-law administrative unions and public-sector institutions. We actively involve the local cooperative banks in our financing strategies and in supporting the needs of public-sector clients. Our spectrum ranges from purely commission-based, intermediated business to joint local client development. In addition, we offer cooperative banks a local authority ranking comprising numerous indicators and an analysis of the strengths and weaknesses of individual local authorities within the business area. This way we are able to jointly establish the Cooperative Financial Network in the local market.

The core of our business in this segment is the granting of short-term public-sector loans and local authority loans/promissory notes as well as bonds. Our portfolio also includes Public/Private Partnerships (PPPs). For specific projects, we also bring in other experts from the DZ BANK Group. We provide you with comprehensive and client-focused support, in collaboration with the Regional Director for Cooperative Financial Network business and experts from the business division. In the case of intermediated business, we handle the entire contractual process and transfer our loan terms directly to the local authorities on behalf of the cooperative banks. In total, more than 7,000 public-sector clients benefit from our broad range of products and services.

We work jointly to ensure that our clients are satisfied

  • Personal service provided by dedicated experts
  • Customised financial products
  • Fair product terms
  • Favourable loan terms
  • Regional market expertise

Our range of products and services

  • Short-term public-sector loans
  • Public-sector loans (fixed interest rates up to 30 years)
  • Municipal bonds / promissory note loans
  • Public/Private Partnerships
  • Asset management
  • Land development