Your strong partner.

Close. Together. Successful.

DZ HYP is a strong, competent financing partner to the cooperative banks. We support you in the successful and sustainable market positioning of cooperative banks in the commercial, residential, public-sector and private customer segments.

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Markus Krampe

Markus Krampe

Head of Retail Customers & Relationsship Manager Cooperative Banks, Public Sector

Business model

Partner for real-estate financing and public-sector lending

As a member of the cooperative financial network, DZ HYP is committed to the success of its customers and partners. DZ HYP is one of the leading real estate banks in Germany. The merger of DG HYP and WL BANK, two successful institutions with cooperative roots, has resulted in a combined expertise in the four business areas of Commercial Real Estate, Housing Sector, Public Sector and Retail Customers/Private Investors. As the largest Pfandbrief issuer in Germany, we underpin our outstanding issue ratings through our solid business model, transparent strategies and excellent market support.

The cooperative financial network is strengthening its successful and sustainable market positioning in the Commercial Real Estate, Housing Sector, Public Sector Clients and Retail Customers business divisions. To this end, it serves the cooperative banks with a comprehensive and solution-oriented one-stop service. It is committed to supporting its regional market development with a broad, decentralised structure and close proximity to its customers. DZ HYP's strengths lie in its professional, personal and regional proximity to partners and customers.